Change Benefits Due to Life Event
Once you enroll in benefits or decline coverage, your benefits elections will be in effect through the end of the year. You cannot change your benefits elections during the year unless you or a covered family member experiences a Qualified Life Event (QLE) such as:
- Marriage, divorce, or legal separation
- Birth, adoption, or placement for adoption of a child
- Death of a spouse or dependent
- A change in employment status for you, your spouse, or your dependent that affects healthcare coverage (such as changing from full-time to part-time employment or your spouse or dependent commencing or terminating employment)
- A change in benefits status for you or your spouse (such as your spouse losing coverage elsewhere or enrolling you as a dependent under their healthcare coverage)
- Coverage lost under Medicaid or the Children’s Health Insurance Program (CHIP) because you are no longer eligible or become eligible for an applicable state’s premium assistance program under Medicaid or CHIP
Contact Information
Important Deadline
If you or one of your dependents experiences a QLE, you must contact Benefits and complete the required forms within 30 days from the event date.
This Benefits Website provides general information for our benefits-eligible employees; however, more detailed information is available within the plan documents and legal contracts between our company and the insurance providers. In case of any discrepancy between this Benefits Website and the plan documents, the plan documents always govern and determine your exact benefits. In addition, the company reserves the right to modify or terminate any benefit plan at any time. Benefits are not a guarantee of employment.