Benefits Eligibility

Eligibility

Covering Yourself

All full-time employees regularly working a minimum of 40 hours per week are eligible to participate in all M/I Homes benefits. Part-time employees working an average of 30 hours or more a week over a 12-month period are offered medical coverage.

Covering Your Spouse

To be eligible for coverage under the M/I Homes Medical plan (other benefits excluded), your spouse may not be eligible for or have access to group medical coverage elsewhere. Only legal spouses are eligible to be covered under the Plan. A marriage license is required to be provided once, at the time of initial enrollment. You will be required to complete a Spousal Affidavit at the time you add your spouse, and the affidavit will need to be completed annually thereafter as long as they are on the Medical plan.

Covering Other Dependents

As a full-time employee, you may elect coverage for your eligible dependents, which include:

  • Dependent children until age 26 regardless of student or marital status
    • Biological children
    • Stepchildren
    • Legally adopted children
  • A child for whom you have legal guardianship
  • A child for whom the court has issued a Qualified Medical Child Support Order (QMCSO)
  • A child with a mental or physical incapacity incurred prior to age 26

    • This Benefits Website provides general information for our benefits-eligible employees; however, more detailed information is available within the plan documents and legal contracts between our company and the insurance providers. In case of any discrepancy between this Benefits Website and the plan documents, the plan documents always govern and determine your exact benefits. In addition, the company reserves the right to modify or terminate any benefit plan at any time. Benefits are not a guarantee of employment.